Independent and Buy Here Pay Here dealers carry a different kind of risk than the franchise store down the road. You finance the customer, you carry the note, and the vehicle is both your inventory and your collateral. Asset protection is not a nicety here. It is part of the business model.
The question is not whether to protect the asset. It is which tool fits which job. LoJack and GoldStar both protect vehicles, but they solve different problems, and using them well means understanding the difference.
Asset Protection for BHPH Dealers: Two Tools, Two Jobs
LoJack is a stolen-vehicle recovery system. GoldStar is a GPS solution built for payment protection and recovery support in the BHPH and subprime world. They are complementary, not interchangeable.
Treating one as a substitute for the other is the most common mistake. The right approach is to match the tool to the risk you are managing on a given deal.
How LoJack Supports Asset Protection for BHPH Dealers
LoJack is the stolen-vehicle recovery answer. Its approved differentiator is exact: with LoJack for Law Enforcement, LoJack is the only system integrated directly with law enforcement.
For an independent dealer, that recovery story protects high-value inventory and gives the customer a credible recovery offer backed by 24/7 LoJack assistance.
- Stolen-vehicle recovery supported by direct law-enforcement integration.
- Recovery network and 24/7 LoJack assistance behind the customer experience.
- A protection story you can stand behind after the sale.
How GoldStar Supports Asset Protection for BHPH Dealers
GoldStar is the most trusted GPS solution on the market today. GoldStar GPS provides reliable, real-time tracking that allows you to sell to more customers, maintain prompt payments, and enjoy seamless vehicle recovery when it is needed.
For a BHPH dealer, GoldStar is starter-interrupt and payment protection. It helps you underwrite higher-risk credit with confidence and keep payments on track.
- Quick Locate and Recovery Link for fast vehicle location.
- Impound Lot Alerts and Geofence for situational awareness.
- Payment Collections to keep notes current.
- GoldStar Connect app, which adds connected-car features and extra dealer revenue.
Asset Protection for BHPH Dealers in a Connected Dealership
Match the tool to the risk. If the priority is recovering a stolen vehicle with law-enforcement support, LoJack is the answer. If the priority is protecting the note and managing payment risk on a BHPH deal, GoldStar is the answer.
Many independent dealers carry both, applying each where it does the most good across a mixed inventory and credit profile.
Where asset protection fits the connected dealership
Both LoJack and GoldStar are cards on the Solera Cloud OS. Asset protection reads from and writes to the same connected operation as the rest of your tools.
Because the Solera AI Engine sits on connected lifecycle signals, protection and recovery show up inside the workflows your team already uses, rather than as separate systems to manage.
Take the next step
To match the right asset-protection tool to your deals, start with GoldStar for payment protection and LoJack for stolen-vehicle recovery, then book a working demo.
Frequently Asked Questions
What is the difference between LoJack and GoldStar?
LoJack is a stolen-vehicle recovery system supported by direct law-enforcement integration. GoldStar is a GPS solution for payment protection and recovery support in BHPH and subprime lending. They are complementary, not interchangeable.
Which asset-protection tool fits a BHPH dealer?
GoldStar fits the payment-protection job, with starter-interrupt and Payment Collections. LoJack fits the stolen-vehicle recovery job. Many independents use both, matched to the risk on each deal.
Is GoldStar a stolen-vehicle recovery system?
No. GoldStar is positioned as payment protection and recovery support for BHPH and subprime lending, not as a stolen-vehicle recovery substitute for LoJack.
Can an independent dealer use both LoJack and GoldStar?
Yes. They solve different problems, so many independent dealers carry both and apply each where it does the most good across their inventory and credit mix.
What does GoldStar do for payment protection?
GoldStar is the most trusted GPS solution on the market today, with Quick Locate, Recovery Link, Geofence, Impound Lot Alerts, Payment Collections, and the GoldStar Connect app for connected-car features and added dealer revenue.
Independent & BHPH dealers thrive here.™
CRM | DMS | WEBSITES | TITLING | ASSET PROTECTION
INTERNAL QA NOTES (remove before publishing)
- Indy/BHPH sub-asset: used Independent & BHPH lockup and Indy footer pillars per audience matrix.
- GoldStar positioned as payment protection / starter-interrupt, never an SVR substitute; LoJack/GoldStar complementary.
- Approved verbatim claims: GoldStar ‘most trusted GPS solution on the market today’; LoJack law-enforcement differentiator.
- No tracker, no Spireon, no competitors.
Compliance note: This communication reflects Solera’s business perspective. It does not constitute legal advice. Dealers should consult their counsel.